Auto Insurance

More people are moving to the state of West Virginia because of the opportunities it offers. But that also means more drivers on the road. Here at Pinnacle Risk Advisors LLC, we want you to be proactive about your safety and finances. Getting auto insurance, whether for yourself or a family member, will give you peace of mind. Discussed below are some coverage options you should consider.

Liability Coverage

Every driver in West Virginia is required to carry auto liability coverage. This type of auto insurance has two components. Property damage liability will pay for the damage you cause to a third party’s property after an accident. On the other hand, bodily injury liability can help you pay for expenses related to a third party’s injuries if you cause the accident.

Comprehensive Coverage

Comprehensive coverage will help pay for damage to your car from things like fire, theft, vandalism, and hail. If a covered risk damages the vehicle, this coverage can help pay to replace or repair it.

Collision Coverage

This type of coverage will pay for damages to your car if you’re involved in an accident with another vehicle. It also helps cover the repair or replacement expenses if you hit objects like fences or trees.

Uninsured and Underinsured Coverage

If an uninsured or underinsured driver hits you and you get hurt, this policy can pay for your medical bills. It can also cover repairs to your car.

Medical Payments Coverage

This coverage can help pay for your medical expenses if you get into an accident. Also, if you’re carrying passengers or family members and they are injured, this policy will cover their medical expenses as well.

Aside from compulsory auto insurance in West Virginia, it would be best if you also had it to protect yourself against financial loss. Call us today at Pinnacle Risk Advisors LLC, and we will be happy to help you choose the proper coverage.