Are you about to buy your first boat? Do you need insurance for it? While not as popular as auto or home insurance, boat insurance is not that complicated. An experienced agent from Pinnacle Risk Advisors LLC can help you if you are in West Virginia. Read on to learn more about the coverage options you can get for your boat or watercraft.
If you cause an accident on the water and end up injuring other boaters or damaging property, liability coverage will step in to cover you. Bodily injuries cover the medical bills of the injured party. This can include ongoing care and follow-up doctor appointments. Property damage liability covers repairs to another person’s property after an accident.
This coverage safeguards you financially if your boat is involved with another vessel on the water. The policy pays for the repairs to your boat, ensuring you don’t have to dig back into your wallet to cover those expenses.
Comprehensive coverage protects your boat or watercraft from any damage it sustains that isn’t a result of a collision. This includes damage or loss from fire, theft, and vandalism. This policy is excellent because it protects your boat whether you’re using it or not. This policy will still cover your boat even if you have stored it in your garage.
If you’re involved in a boating accident and you or your passengers are injured, medical payment coverage will pay those medical bills.
This type of coverage pays for injuries you or your passengers sustain in a boat accident caused by an uninsured boater.
If you own a boat or watercraft in West Virginia, call Pinnacle Risk Advisors LLC today. We offer reliable services and will ensure your boat is adequately protected.