Home Insurance

A home is a considerable investment that requires protection. And one of the ways you can do that is by making wise insurance choices. At Pinnacle Risk Advisors of West Virginia, we can help you make those vital insurance decisions to protect your home and finances. Read some of the reasons why you should consider getting home insurance.

Protection From Loss

One of the biggest reasons to get home insurance is because it protects you from loss. Your policy will pay to rebuild or repair your home if it's damaged by different calamities like fire or a tornado. The coverage extends to other structures like an attached shed or garage and permanent fixtures like electrical wiring or countertops.

It Will Replace Your Items

Aside from your home's structure, the items inside also need protection. The insurance company will reimburse you if your possessions are stolen or damaged by a covered risk such as fire. This includes items like furniture, appliances, clothing, and other possessions.

Protection From Liability

Another reason to get home insurance is that it protects you from bodily injury liability and property damage liability. For instance, if your dog bites a visitor, your policy will cover the medical expenses. Also, insurance covers the legal fees if the visitor sues you.

Protection From Loss of Use

If your home were damaged by a tornado today, you would need to move out as you await repairs. That means extra expenses such as hotel accommodation, food, and transport. With insurance, you don't have to worry about these things. Your policy covers these new expenses, preventing you from another final burden.

As you can tell, home insurance is both a smart and vital investment. And if you're interested in protecting your West Virginia home, call Pinnacle Risk Advisors LLC. We can help you select the right coverage based on your needs.